Code & Pepper

The missing ingredient in FinTech, InsurTech and HealthTech product development
ul. Sienna 75, Warsaw, 00-833, Poland
https://codeandpepper.com
Code & Pepper

Code & Pepper Overview

Year Founded
2006
Employees
50 - 99
Minimal Budget
$1,000 - $10,000
Average Hourly Rate
$70/hr

Code & Pepper is an AI-native software house from Poland, building digital products for FinTech, InsurTech, HealthTech and other regulated industries since 2006. Our clients include Patchwork Health, Pelago, Sohar Health, Incard, Blanket and more. We work alongside AI agents, so you get production-grade software faster, without cutting corners on security or compliance.

Industries: FinTech & banking, InsurTech, HealthTech, RegTech & GovTech, e-commerce, automotive, SaaS

Tech: TypeScript, React, React Native, Node.js/NestJS, Ruby on Rails, Go, Python, .NET, AWS, Azure, Google Cloud, OpenAI, Claude, Gemini, LangGraph and more

How we work

  • End-to-end AI product development
    One partner from discovery and design to launch and maintenance, for companies without an in-house tech team
  • Team augmentation
    Senior engineers working with AI agents join your team, hired and onboarded to your standards
  • Pilot / proof of value
    A fixed-scope pilot with measurable KPIs and a clear go/no-go decision
What we do in AI
  • AI development & integration
    AI agents, LLM and RAG solutions, chatbots, intelligent document processing, computer vision and predictive models (fraud, risk, pricing)
  • AI consulting & audits
    AI readiness assessments, use-case discovery, EU AI Act readiness, AI security and cost audits
  • Product design & development
    UX/UI design, web and mobile apps, APIs, cloud-native and event-driven architecture
  • Modernization
    Turning AI prototypes into production systems, and updating legacy systems with AI, without stopping the business

Planning an regulated product, or in need to scale your team fast? Tell us what youre building, and well show you how wed ship it.

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Code & Pepper Portfolio

Code & Pepper - Lending Platform Development and Design
Software Development
Lending Platform Development and Design
Code & Pepper - Data Monitoring and Analytics Web Platform
Software Development
Data Monitoring and Analytics Web Platform
Code & Pepper - Personal Finance Management Mobile App
Mobile App Development
Personal Finance Management Mobile App
Code & Pepper - Invoice Insurance Platform Development
Software Development
Invoice Insurance Platform Development

Industries

  • Fintech
  • Insurance
  • Health Care
  • AI
  • Finance
  • Public Administration
  • Automotive
  • Software & IT Services
  • Crypto
  • Education

Client Types

  • Startups
  • Small Businesses
  • Medium Businesses
  • Enterprise / Corporate
AI Expertise
AI Expertise
  • AI Application Development
  • AI Automation
  • AI Consulting
  • AI Customer Service
  • Chatbot Solution
Application Platforms
Application Platforms
  • Amazon
  • Azure Platform
  • Google App Engine
Blockchain Expertise
Blockchain Expertise
  • AI Blockchain
  • DeFi
  • Smart Contracts
  • Web3 Development
Custom Frameworks
Custom Frameworks
  • .Net
  • Angular Development
  • Next.js
  • Node.js
  • React.JS
  • Ruby on Rails
  • VueJS
Custom Languages
Custom Languages
  • Backend Development
  • C#
  • Front End Web Development
  • Java
  • JavaScript Development
  • Python
  • Typescript
DevOps & Cloud Expertise
DevOps & Cloud Expertise
  • AI Cloud Consulting
  • Azure
  • Google Cloud
IT Services Expertise
IT Services Expertise
  • AWS
  • Google Apps
  • IT Consulting
  • IT Outsourcing
  • Productivity & Collaboration
IoT Expertise
IoT Expertise
  • AI IoT
  • Consumer IoT
Managed Services Expertise
Managed Services Expertise
  • Applications
  • Hosting and cloud
  • Network
Mobile App Expertise
Mobile App Expertise
  • Accessibility Mobile App
  • Android
  • App Development Consultants
  • B2B Apps
  • B2C Apps
  • Insurance Mobile App Development
  • Telemedicine App Development
  • iPhone
Mobile App Technology
Mobile App Technology
  • Flutter Development
  • React Native
Outsourcing Expertise
Outsourcing Expertise
  • Eastern Europe
  • Nearshore
  • Offshore
  • Outsourcing
Software Development Expertise
Software Development Expertise
  • AR/VR AI
  • Automotive Software Development
  • Banking Software Development
  • CRM Development
  • Cloud Application Development
  • SaaS Development
  • Software Maintenance
  • Startups Software Development
UI/UX Expertise
UI/UX Expertise
  • AI UI/UX Design
  • Dashboard Design
  • Interactive Design
  • UX Strategy
  • Usability Testing
  • User Research
Web Design Expertise
Web Design Expertise
  • B2B
  • Mobile First
  • Responsive
  • Web App
  • eCommerce
eCommerce Expertise
eCommerce Expertise
  • Magento
  • Shopify

Code & Pepper Clients

Global Trade Alert
Smart Pension
Nimbla
DirectID
Finbourne
Dinarak
AZA Finance
Monkee
FlexFunding
Simudyne

Code & Pepper Reviews


Reviews from DesignRush are available on this profile.
We have used a variety of skill sets provided by Code & Pepper including UX design, development. We have also found using their Scrum process to be very beneficial to measuring the progress of the project. We are happy to recommend Code & Pepper as a partner. "
Project Name: Dedicated Product Design and Development Team for LUSID
Project Type:
Software Development
Company size:
100 - 249
Industry:
Computer Software
The team at Code & Pepper has been very responsive to our business needs since the beginning of our collaboration. When new requirements emerged, they were always both fast and diligent to provide us with candidates that fully met our teams’ requirements. Experts in specialized software development areas are always in high demand so having a competent partner by your side is a great help to move quickly as a start-up! "
Project Name: Team Augmentation Service for Monkee Mobile App
Project Type:
App Development
Company size:
Under 49
Industry:
Financial Services
The Code & Pepper team became involved in the process of designing the desired tool already at the bidding stage. They had a very practical approach from the very beginning and this is what made us select them. We could tell that Code & Pepper understood what we were about and had researched our existing site and the nature of its activity. Also, they had addressed the problems which we had with the original drafts of our contract in terms of timing and scope. "
Project Name: Analytics Web Platform Development for Global Trade Alert
Project Type:
Software Development
Company size:
Under 49
Industry:
Research

DesignRush
Agency Profile Review

Comprehensive analysis done by DesignRush Agency Experts.

What is Code & Pepper Best For

  • Comprehensive app and software development, alongside IT services and user experience design
  • Specializing in fintech, trade, and digital innovation sectors
  • Servicing a diverse portfolio of clients, including startups and established firms with advanced digital needs

Strengths Assessment/Agency Pros

  • High-quality service delivery with a strong focus on client satisfaction
  • Excellent communication throughout the project lifecycle
  • Competitive pricing structures relative to service offerings
  • Timely project completion, meeting deadlines consistently
  • Innovative solutions tailored to client needs

Portfolio

Expertise

Software Development, App Development, UX/UI Design, Project Management, Quality Assurance

Industries

Finance, Trade, Technology, and Insurance.

Breakdown

  • 75% - Software Development
  • 25% - App Development

Results

  • Enhanced user engagement by redesigning UX/UI, resulting in a 30% increase in user retention for the FlexFunding platform
  • Streamlined data management processes for Global Trade Alert, achieving a 40% reduction in data retrieval times
  • Revamped iOS app for NoMo leading to a 25% increase in active users within three months of release

Clientele

Clientele Review

Servinf clients primarily from the financial technology sector, focusing on innovative solutions and services, including payment systems and financial analytics.

Notable Clients

  • Dinarak
  • AZA Finance
  • FlexFunding
  • Global Trade Alert
  • Smart Pension

Why Hire Them

  • Recognized for excellence by Forbes and DesignRush, showcasing its commitment to quality and innovation in software development.
  • A skilled team of 50-99 professionals led by experienced executives with a strong background in product development and market strategies.
  • Expertise in FinTech, InsurTech, LawTech, and digital transformation, highlighting its specialization in high-demand sectors.

Code & Pepper Team Bios

CEO
Karol Gajos
CEO

Karol Gajos is responsible for shaping the strategic vision and overseeing the growth of Code & Pepper, blending his technical expertise with a focus on innovation. He values transparency, integrity, and collaboration, fostering a culture where diverse teams thrive.

Head of Global Sales
Maxi Wandel
Head of Global Sales

Maxi Wandel is an experienced sales executive with over 10 years in sales and business growth, including 6 years in the InsurTech industry. She specializes in data, geospatial, and insurance sectors. Maxi brings a hands-on, adaptable approach to achieving goals in dynamic environments.

Clients & Engineers Manager
Agnieszka Kopiczko
Clients & Engineers Manager

With over seven years at Code & Pepper, she has an intimate understanding of all processes and nuances related to service delivery, along with deep insights into the broader tech industry. Her role is best likened to that of a quarterback in volleyballorchestrating success.

Service Delivery
Ewa Dusza
Service Delivery

The core of product delivery. Ewa excels in confronting and overcoming challenges with a concrete and methodical approach. Her true brilliance lies in uniting all stakeholders in the service delivery process, truly embodying the good spirit of connection.

Code & Pepper Awards

Code & Pepper - Award 1
Code & Pepper - Award 2
Code & Pepper - Award 3