Our directory features trusted software development companies in California serving San Francisco, Silicon Valley, Los Angeles, and San Diego, with expertise across fintech, healthcare, eCommerce, and startups. Compare firms by pricing, size, and reviews to find the right local partner.

Best Software Developers in California

190 Companies - Rankings updated: September 04, 2026

All California software developers on DesignRush are assessed for industry expertise and customer testimonials to provide you with a vetted selection. Certain placements may be paid.

United States × California × $1,000 - $10,000 × Clear Filters
  • Transform Your Business Using Our Digital Solutions!

    We are a web and AI development agency helping startups and businesses build scalable digital products. Our team specializes in modern web applications, AI integrations, automation systems, and SaaS platforms. From idea to deployment, we focus on creating fast, secure, and user-friendly solutions that help...

    Top Services:

    • Web Design
    • eCommerce Development
    • Web Development
    • AI Development
    • Software Development
    • Show more
    Location
    Tracy, California
    Number of Employees
    Under 49
    Average Hourly Rate
    $20/hr
    Minimal Budget
    $1,000 - $10,000
    Portfolios Count
    3 Projects Listed
  • Beautiful Design For The Bold

    Were a small team of artists who happen to love software development. Everything we do is rooted in our passion for elegant design, both internally and externally. For us, theres no better feeling than knowing we help our customers put their best foot forward with great online experiences...

    Top Services:

    • WordPress Website Design
    • Web Design
    • SEO
    • Web Development
    • Mobile App Development
    • Show more
    Location
    San Marcos, California
    Number of Employees
    Under 49
    Average Hourly Rate
    $120/hr
    Minimal Budget
    $1,000 - $10,000
    Portfolios Count
    1 Project Listed
  • Software Done Right!

    Skipfour is a technology company that sells both services and products. We offer two types of services, a.) software solutions and b.) enabling technology services such as IT support, cloud services and so forth. We build end to end software + hardware solutions, more emphasis on software. We deliver...

    Top Services:

    • Mobile App Development
    • VR/AR
    • Software Development
    • Wearables
    • IoT
    • Show more
    Location
    San Francisco, California
    Number of Employees
    100 - 249
    Average Hourly Rate
    $25/hr
    Minimal Budget
    $1,000 - $10,000
  • We Help Small Businesses Succeed Online

    We are Portalone Team, a fully-independent digital agency. We cover all part of your company, empowering your brand with the greatest creative and technical talent, industry-leading client service, and quantifiable outcomes. Results that exceed your own expectations, the competitors, and the market. There...

    Top Services:

    • Digital Marketing
    • Web Development
    • Mobile App Development
    • Software Development
    • Show more
    Location
    San Diego, California
    Number of Employees
    Under 49
    Average Hourly Rate
    $30/hr
    Minimal Budget
    $1,000 - $10,000
  • Straight hands. Hot heads.

    We use the best world practices (YAGNI, KISS, DRI, and SOLID). An enterprise approach is an advantage, not an excuse. An extreme approach to development allows us to resort to the use of development-driven methodologies, in particular design, domain, bound, and testing...

    Top Services:

    • DevOps Consulting
    • Mobile App Development
    • Software Development
    • Blockchain
    • IoT
    • Show more
    Location
    Newport Beach, California
    Number of Employees
    Under 49
    Average Hourly Rate
    $50/hr
    Minimal Budget
    $1,000 - $10,000
  • Turning Vision Into Value

    Tivora is a forward-thinking IT solutions provider dedicated to helping businesses grow through innovation, technology, and tailored digital strategies. With a strong focus on delivering customized solutions, Tivora empowers organizations to align their technology with business goals, enabling long-term...

    Top Services:

    • IT Services
    • Managed Services
    • Cloud Consulting
    • Software Development
    • Show more
    Location
    Fresno, California
    Number of Employees
    Under 49
    Average Hourly Rate
    $99/hr
    Minimal Budget
    $1,000 - $10,000
  • Most Scalable Custom Software Development Company

    CodeSparrk has been recognized as the top digital marketing agency, ranked as best digital marketing agency in research, and is a proud winner of awards in 2022...

    Top Services:

    • Digital Marketing
    • AI Development
    • SEO
    • Software Development
    • Mobile App Development
    • Show more
    Location
    Pasadena, California
    Number of Employees
    Under 49
    Average Hourly Rate
    $12/hr
    Minimal Budget
    $1,000 - $10,000
  • Bring Business Online And Grow Sales

    Sinelogix Technologies: Your Digital Success Partner Since 2012. Elevate with Irresistible Web Design, Development, and SEO. At Sinelogix we do not pull any marketing stunts on our clients, we address the clients needs directly to the point so that it can be time effective and cost effective. Sinelogix...

    Top Services:

    • Web Design
    • eCommerce Development
    • Web Development
    • WordPress Website Design
    • SEO
    • Show more
    Location
    Newark, California
    Number of Employees
    50 - 99
    Average Hourly Rate
    $10/hr
    Minimal Budget
    $1,000 - $10,000
    Portfolios Count
    4 Projects Listed
  • Development of top mobile and web apps

    Our team of software engineers, solution architects, project managers, and web and mobile app development experts are professionally qualified to work with start-ups, SME's, and large-scale businesses in all market verticals...

    Top Services:

    • Software Development
    • Mobile App Development
    Location
    Walnut, California
    Number of Employees
    Under 49
    Average Hourly Rate
    $49/hr
    Minimal Budget
    $1,000 - $10,000
  • Provide IT Solutions.

    We are IT company which provides services in various domains like Logistics, Health, e-commerce, etc. We have expert-level knowledge in web development and mobile development, as well as proficient knowledge of latest IOT-based applications using various AWS services...

    Top Services:

    • Web Design
    • eCommerce Development
    • Web Development
    • DevOps Consulting
    • Software Development
    • Show more
    Location
    Los Angeles, California
    Number of Employees
    Under 49
    Average Hourly Rate
    $50/hr
    Minimal Budget
    $1,000 - $10,000
  • Beautiful & Functional Digital Solutions That Deliver ROI

    Endertech (endertech.com, 310.400.0800) is a full-service web and software development company near Los Angeles since the year 2000 providing custom design, e-commerce, software development, and online marketing support. “If you can dream it; We can build it”...

    Top Services:

    • Digital Services
    • Web Development
    • Web Design
    • eCommerce Development
    • Software Development
    • Show more
    Location
    Torrance, California
    Number of Employees
    Under 49
    Average Hourly Rate
    $150/hr
    Minimal Budget
    $1,000 - $10,000
  • Real Results for Real Problems

    Launched Digital Solutions LLC is a comprehensive digital marketing and technology consulting agency that focuses on data-driven marketing. We rely on real data to provide our clients with practical solutions that yield tangible results...

    Top Services:

    • Web Design
    • SEO
    • Content Marketing
    • Web Development
    • Branding
    • Show more
    Location
    Davis, California
    Number of Employees
    Under 49
    Average Hourly Rate
    $149/hr
    Minimal Budget
    $1,000 - $10,000
  • Building Intelligent Software Solutions

    Cygnis Media, a top-tier custom software development company and leading IT consulting service provider in the USA, is synonymous with excellence. They specialize in creating bespoke software solutions tailored to meet diverse business needs. With a keen eye for innovation and a customer-first approach...

    Top Services:

    • Web Development
    • eCommerce Development
    • Creative Services
    • Blockchain
    • Software Development
    • Show more
    Location
    Pleasanton, California
    Number of Employees
    Under 49
    Average Hourly Rate
    $100/hr
    Minimal Budget
    $1,000 - $10,000
  • Big Ideas Start with SunerGarcia.

    We are SunerGarcia. We are an innovative digital marketing agency that focuses on building around technology and consumer experience. We build exciting brand experiences for our clients. Our team is a fine assortment of movers and shakers, creatives, designers, planners, tech enthusiast, and all around hard...

    Top Services:

    • Web Design
    • Web Development
    • SEO
    • PPC
    • Software Development
    • Show more
    Location
    San Diego, California
    Number of Employees
    Under 49
    Average Hourly Rate
    $150/hr
    Minimal Budget
    $1,000 - $10,000
  • AI Power Agency and Development Shop.

    Easiio build AI tools called ChatAI. We help our customers with these tools and implemented Large Language Model base AI technologies for their website or business software. Helping our customers do more with less and improve their efficiency. Our rate is very competitive with the help of AI and quality of...

    Top Services:

    • Web Design
    • Web Development
    • WordPress Website Design
    • AI Development
    • Mobile App Development
    • Show more
    Location
    Santa Clara, California
    Number of Employees
    50 - 99
    Average Hourly Rate
    $30/hr
    Minimal Budget
    $1,000 - $10,000
  • Web Design and Mobile App Development Company

    Carmatec is an enterprise IT solutions provider with over 23+ years of proven industry experience and has successfully carved out a niche in web development, software and application design and development apart from its expertise in mobile development, managed IT services & cloud solutions...

    Top Services:

    • Web Development
    • Web Design
    • Mobile App Development
    • Software Development
    • eCommerce Development
    • Show more
    Location
    Los Angeles, California
    Number of Employees
    100 - 249
    Average Hourly Rate
    $25/hr
    Minimal Budget
    $1,000 - $10,000
    Portfolios Count
    3 Projects Listed
  • Design and Development Done Right!

    Povio is a company that is based in San Francisco and specializes in designing and developing digital products that make a positive impact. With over 1000 successful projects delivered and a team of over 200 skilled professionals, we have collaborated with multinational companies like VW, unicorns such as...

    Top Services:

    • Product Design
    • Web Development
    • UI/UX Design
    • Mobile App Development
    • Web Design
    • Show more
    Location
    San Francisco, California
    Number of Employees
    100 - 249
    Average Hourly Rate
    $70/hr
    Minimal Budget
    $1,000 - $10,000
  • Where Business Gets Success

    Rainstream Technologies is a website design and development company based in India that has been providing professional services since 2014, with an extensive portfolio of over 500+ projects...

    Top Services:

    • Software Development
    • Web Development
    • Web Design
    • eCommerce Development
    • Mobile App Development
    • Show more
    Location
    Ontario, California
    Number of Employees
    Under 49
    Average Hourly Rate
    $25/hr
    Minimal Budget
    $1,000 - $10,000
  • One Stop Shop for Your Marketing and Technology Needs

    Offering Digital, Development, and Chatbot Solutions. Pravaah Consulting is a Silicon Valley-based, full-service digital agency. Our purpose is to help SMBs and startups leverage the power of digital to scale new heights. We bring the best practices and tactics adopted by the Fortune 50 companies to the SMBs...

    Top Services:

    • AI Development
    • Digital Marketing
    • Digital Services
    • eCommerce Development
    • Design Services
    • Show more
    Location
    Dublin, California
    Number of Employees
    Under 49
    Average Hourly Rate
    $50/hr
    Minimal Budget
    $1,000 - $10,000
  • We Elevate Brands From Good to Great.

    At AlphaSquad Technologies, we transcend mere development to craft transformative digital experiences. With unmatched proficiency in Web Development and Mobile Application Development, we pave the way toward an innovative, digitally evolved landscape. Our specialization lies in pioneering Website Design...

    Top Services:

    • Mobile App Development
    • Digital Services
    • Product Design
    • Web Design
    • UI/UX Design
    • Show more
    Location
    San Francisco, California
    Number of Employees
    Under 49
    Average Hourly Rate
    $25/hr
    Minimal Budget
    $1,000 - $10,000
  • Thinking Outside The Box

    City of Trees Tech is a Sacramento-based technology firm helping businesses build smarter, stronger digital foundations. We specialize in custom websites, web and mobile apps, CRM solutions, automation, and digital marketing designed to improve efficiency, visibility, and growth. Backed by a global team of...

    Top Services:

    • Web Design
    • eCommerce Development
    • Web Development
    • WordPress Website Design
    • SEO
    • Show more
    Location
    Sacramento, California
    Number of Employees
    Under 49
    Minimal Budget
    $1,000 - $10,000
  • Design. Develop. Dominate.

    A modern digital studio building high-performance websites, SEO systems, and growth platforms for brands that want real results not just visuals...

    Top Services:

    • SEO
    • Web Design
    • Email Marketing
    • Mobile App Development
    • Digital Marketing
    • Show more
    Location
    Roseville, California
    Number of Employees
    Under 49
    Average Hourly Rate
    $55/hr
    Minimal Budget
    $1,000 - $10,000
  • Your Tech Growth Partner

    Esclatech is a leading software development and digital transformation company specializing in Mobile App Development, Web App Development, SaaS Solutions, and AI Automation Services...

    Top Services:

    • Digital Services
    • IT Services
    • Mobile App Development
    • Software Development
    • CRM Consulting
    • Show more
    Location
    California City, California
    Number of Employees
    Under 49
    Average Hourly Rate
    $100/hr
    Minimal Budget
    $1,000 - $10,000
  • Stay competitive in the fast-paced field

    Leading software and mobile app development firm, Plexoc Solutions, has completed 180+ projects for over 100 satisfied clients in India...

    Top Services:

    • Software Development
    • Mobile App Development
    • Cloud Consulting
    Location
    Anaheim, California
    Number of Employees
    Under 49
    Average Hourly Rate
    $25/hr
    Minimal Budget
    $1,000 - $10,000
  • Innovative IT Solutions

    GITS.ID specializes in providing innovative IT solutions designed to amplify the impact of our clients' businesses. Our range of services includes application and cloud modernization, aimed at enhancing the efficiency and effectiveness of your digital infrastructure. Additionally, we offer industry-specific...

    Top Services:

    • Mobile App Development
    • Cloud Consulting
    • Software Development
    • Web Development
    • Show more
    Location
    San Francisco, California
    Number of Employees
    100 - 249
    Average Hourly Rate
    $149/hr
    Minimal Budget
    $1,000 - $10,000
  • Empowering Businesses with Intelligent Data Solutions.

    ZALICA is a premier IT consulting company specializing in big data and business intelligence solutions, combining advanced AI and ML technologies to empower businesses globally...

    Top Services:

    • IT Services
    • Business Consulting
    • Software Development
    • eCommerce Development
    • Show more
    Location
    Glendora, California
    Number of Employees
    100 - 249
    Average Hourly Rate
    $99/hr
    Minimal Budget
    $1,000 - $10,000
  • Automate, Innovate, Elevate.

    AlphaBase is a leading software development agency specializing in AI automation and Web3 solutions. With a focus on efficiency and scalability, the agency empowers businesses to streamline operations, harness innovation, and achieve measurable growth...

    Top Services:

    • Software Development
    Location
    Santa Clara, California
    Number of Employees
    Under 49
    Average Hourly Rate
    $49/hr
    Minimal Budget
    $1,000 - $10,000
  • Zeal of Being Innovative

    Zobi Web Solutions, is a company which has been termed as, one of the most promising start up by industry experts and is a leading IT solutions provider and ITES Company in Ahmedabad. We are respected and trusted to produce and provide only the best quality of projects & services. Customer needs, defines...

    Top Services:

    • Web Development
    • eCommerce Development
    • Mobile App Development
    • Software Development
    • IT Services
    • Show more
    Location
    Palo Alto, California
    Number of Employees
    Under 49
    Average Hourly Rate
    $25/hr
    Minimal Budget
    $1,000 - $10,000
    Portfolios Count
    1 Project Listed
  • Driving Digital Growth Across Industries

    Hilton Software Technologies is an IT solutions company based in Hyderabad, delivering customized software, web, and digital services since 2013. The company helps businesses of all sizes accelerate growth through innovative technology, reliable support, and tailored digital solutions...

    Top Services:

    • Software Development
    • eCommerce Development
    • Mobile App Development
    • Digital Marketing
    • Show more
    Location
    Fremont, California
    Number of Employees
    Under 49
    Average Hourly Rate
    $100/hr
    Minimal Budget
    $1,000 - $10,000
  • Perfection Geeks

    Award Winner Recipient of a Best Design Award for outstanding work.

    Perfection Geeks Exceeds Your Expectations

    The Perfection Geeks Technologies offers the latest technologies and expertise to deliver the right and innovative results to give the effective services...

    Top Services:

    • Web Design
    • Web Development
    • Software Development
    • Mobile App Development
    • Social Media Marketing
    • Show more
    Location
    Gardena, California
    Number of Employees
    50 - 99
    Average Hourly Rate
    $15/hr
    Minimal Budget
    $1,000 - $10,000
  • Full-service IT solutions company

    A full-service IT company with ISO 9001:2015 certification, Cybrain Software Solutions provides top-notch software solutions to brands all over the world...

    Top Services:

    • Software Development
    • Software Testing
    • Mobile App Development
    • IT Services
    • ERP Consulting
    • Show more
    Location
    Ventura, California
    Number of Employees
    100 - 249
    Average Hourly Rate
    $49/hr
    Minimal Budget
    $1,000 - $10,000
  • We help accelerate your IoT!

    Altiux Innovations is a software and product engineering services organization focused on helping you accelerate the development of your IoT solutions and products. We provide specialized engineering services across the entire IoT development cycle, from consulting, device engineering, cloud and mobility...

    Top Services:

    • IoT
    • Software Development
    • Software Testing
    • Mobile App Development
    • AI Development
    • Show more
    Location
    Milpitas, California
    Number of Employees
    50 - 99
    Minimal Budget
    $1,000 - $10,000
    Portfolios Count
    1 Project Listed
  • IndiaNIC is a leading mobile app, web and mobile games development company. Since 1998, we have successfully bagged 7000+ projects, building lifetime relationships with over 3500+ happy clients, for providing IT solutions to every industry sector out there. With the employee strength of over 400 mobile & web...

    Top Services:

    • IoT
    • Software Development
    • Mobile App Development
    • Web Design
    • Web Development
    • Show more
    Location
    Beverly Hills, California
    Number of Employees
    250 - 499
    Minimal Budget
    $1,000 - $10,000
  • Developer Bazaar provides comprehensive web and mobile app development services to transform businesses digitally...

    Top Services:

    • Mobile App Development
    • Software Development
    • eCommerce Development
    • Web Development
    • Web Design
    • Show more
    Location
    Fremont, California
    Number of Employees
    Under 49
    Average Hourly Rate
    $30/hr
    Minimal Budget
    $1,000 - $10,000
  • AI Enabled Digital Transformation

    Nextwebi, a technology-driven digital transformation company delivering intelligent, AI-powered solutions to businesses of all sizes. We partner with startups, SMEs, & enterprises & help them adopt modern tech that improve efficiency, enhance customer experiences, &unlock new growth opportunities...

    Top Services:

    • Web Development
    • Software Development
    • IT Services
    • Managed Services
    • Digital Marketing
    • Show more
    Location
    San Francisco, California
    Number of Employees
    50 - 99
    Average Hourly Rate
    $25/hr
    Minimal Budget
    $1,000 - $10,000
  • Global Web Development & Digital Marketing Experts

    DS Technologies is a global web design, development, and digital marketing agency. We specialize in creating innovative, custom solutions that drive measurable results. With expertise in SEO, UI/UX, and scalable web applications, we help businesses worldwide grow their digital presence and achieve sustainable...

    Top Services:

    • Graphic Design
    • Web Design
    • eCommerce Development
    • Web Development
    • UI/UX Design
    • Show more
    Location
    Los Angeles, California
    Number of Employees
    Under 49
    Average Hourly Rate
    $25/hr
    Minimal Budget
    $1,000 - $10,000
  • Innovate, Create, Excel.

    SoftGrid Computers is a prominent custom software development company that excels in blending the latest technologies with well-organized creative work. With a strong focus on understanding client needs and delivering optimal solutions, we strive to be a reliable partner that offers great value for money. Our...

    Top Services:

    • Mobile App Development
    • Web Design
    • Software Development
    • Web Development
    • Reputation Management
    • Show more
    Location
    Santa Monica, California
    Number of Employees
    100 - 249
    Average Hourly Rate
    $49/hr
    Minimal Budget
    $1,000 - $10,000
  • Website & Mobile Apps Dev Firm

    You can rely on us to provide you with the most recent market intelligence thanks to our extensive experience in mobile development spanning more than ten years...

    Top Services:

    • Web Development
    • UI/UX Design
    • eCommerce Development
    • Software Development
    • Mobile App Development
    • Show more
    Location
    San Jose, California
    Number of Employees
    Under 49
    Average Hourly Rate
    $25/hr
    Minimal Budget
    $1,000 - $10,000
  • Your Trusted IT Consulting Company for Business Success.

    TST Technology is an IT consulting company that offers services such as UI/UX design, web and mobile app development, software development, and SaaS product development. They have completed over 40 projects across 15+ industries...

    Top Services:

    • IT Services
    • UI/UX Design
    • Mobile App Development
    • Software Development
    • Web Development
    • Show more
    Location
    Los Angeles, California
    Number of Employees
    50 - 99
    Average Hourly Rate
    $50/hr
    Minimal Budget
    $1,000 - $10,000
  • Transform Your Brand with Leading IT Experts.

    SystechLogic is your trusted partner for innovative marketing solutions and software development services. We combine creativity, technology, and strategy to help businesses stand out in competitive markets. From crafting engaging campaigns to developing user-friendly, high-performance software & mobile apps...

    Top Services:

    • Graphic Design
    • Logo Design
    • Mobile App Development
    • Software Development
    • Big Data Analytics
    • Show more
    Location
    Ontario, California
    Number of Employees
    Under 49
    Minimal Budget
    $1,000 - $10,000

6 Frequently Asked Questions About Software Development Companies in California

What services does a software development company in California typically provide?

It offers the following custom software development services:

  • Custom software development: Designing, building, and deploying software tailored to specific user needs or business requirements.
  • Mobile app development: Building Android and iOS applications that leverage native device features such as Bluetooth, camera, and GPS for enhanced functionality.
  • Web app development: Building software that lives on a remote server and is accessed through a web browser rather than being downloaded onto a device's hard drive.
  • Website development: Designing and developing both the front-end and back-end of a website, with a focus on responsive layouts, intuitive interfaces, and practical features.
  • Cloud development: Software developers in California craft bespoke programs that run on cloud environments and allow for secure and easy data retrieval and storage, while offering cloud consulting services too.
  • Quality assurance: Conducting rigorous tests to identify and resolve potential issues and ensure the software solutions meet performance standards, user expectations, and regulatory requirements.
  • Maintenance and support: Performing software updates to enhance security, functionality, and performance.

How much do these companies charge for software development services?

Software development pricing in California is among the highest in the United States, driven by talent demand in hubs like Silicon Valley, San Jose, and San Francisco. California sits at the top end globally, often 30-70% more expensive than offshore alternatives.

Costs vary widely by experience level, project scope, and specialization.

In top-tier markets, software developers in California charge $160-$275/hr.

Costs by project

  • Small projects (MVPs, simple apps): $40,000-$80,000
  • Mid-size platforms: $80,000-$150,000
  • Complex systems (enterprise, AI, SaaS): $150,000-$300,000+

What is the Privacy by Design requirement in California?

Privacy by Design (PbD) in California is a core regulatory expectation embedded in the California Privacy Rights Act (CPRA) and the California Consumer Privacy Act framework.

Privacy by Design requires software development companies in California to build privacy into systems from the start, not add it later, integrate privacy into software architecture, business processes, and data flows, and consider user privacy at every stage of development and data processing.

This requirement applies to web and mobile applications, data pipelines and analytics systems, and AI and automated decision-making tools.

How long does it take to complete a software development project in California?

The average timeline for a custom software development company in California ranges from 3 to 12 months, depending on the complexity and scope of the project. While AI-augmented development tools have increased coding velocity by nearly 40%, stricter California regulations (like the CCPA and new AI transparency laws) have added mandatory compliance and testing phases that offset those gains.

Project type Timeline Key focus area
Minimum Viable Product (MVP) 3-4 months Core features only; rapid market entry.
Medium complexity SaaS 6-9 months API integrations, multi-user roles, and scaling 
Enterprise-grade systems 9-18+ months Legacy migration, high security, and deep compliance.
AI-native platforms  12-24 months Model training, ADMT audits, and data lineage. 

Can I hire a California agency that uses offshore developers?

Yes, you can. Many top software developers in California use offshore or hybrid teams. In this setup, the agency usually keeps its strategy, design, and project management in California, while teams in Eastern Europe, Latin America, or Southeast Asia handle heavy-duty coding.

While the model is effective, California’s strict laws mean that a software development company in California must be the shield for your business. Even if developers are offshore, they may have access to your users' personal data. Under the 2026 CCPA rules, you must ensure the agency has Data Transfer Agreements in place. The data must be handled as if it never left California.

What is the ADMT regulation?

ADMT stands for Automated Decision-Making Technology. In the context of California law (specifically the CCPA/CPRA), it refers to any technology that uses computation to replace or substantially replace human involvement in making decisions about people.

As of January 1, 2026, new regulations from the California Privacy Protection Agency (CPPA) have officially taken effect, placing strict guardrails on how businesses use these tools. If the software solution you need uses AI to make decisions, a top software development company in California must provide a way for users to opt out and receive an explanation of the logic.

The regulation targets any system, including artificial intelligence, machine learning, and simple algorithms that process personal data to make a significant decision concerning a consumer. 

This includes decisions related to:

  • Employment: Hiring, compensation, or work allocation.
  • Financial Services: Lending, insurance, or credit.
  • Essential Services: Housing, healthcare, or education enrollment.
  • Criminal Justice: Legal outcomes or profiling.

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