Need a reliable insurance mobile app development company to build solutions that improve claims processes, automate policy administration, and enhance user engagement? We evaluated countless success stories and authentic client feedback from leading insurance app development companies to build our list and help businesses like yours find an ideal partner. Explore our directory and filter your search by budget, location, team capacity, and other parameters.

Best Insurance App Development Company

361 Companies - Rankings updated: August 19, 2026

All mobile app development firms on DesignRush have been assessed for their expertise, portfolio, and verified client reviews. Some listings may be paid.

  • Development Studio in Lisbon

    Development Studio in Lisbon

    We build scalable, high-performance applications with a focus on security, reliability, and user experience...

    Top Services:

    • Web Development
    • Software Testing
    • Mobile App Development
    • Software Development
    • DevOps Consulting
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    Location
    Lisbon, Portugal
    Number of Employees
    Under 49
    Average Hourly Rate
    $60/hr
    Minimal Budget
    $1,000 - $10,000
  • AI-powered Websites And Digital Products

    AI-powered Websites And Digital Products

    We build AI-powered websites and web apps that help SMEs work smarter, sell more, and automate the boring stuff...

    Top Services:

    • Web Development
    • Mobile App Development
    • UI/UX Design
    • AI Development
    • Show more
    Location
    Lisbon, Portugal
    Number of Employees
    Under 49
    Average Hourly Rate
    $60/hr
    Minimal Budget
    Under $1,000
  • We Protect Your Company From Real Financial Losses

    We Protect Your Company From Real Financial Losses

    From more than 17 years we are Security Ninjas. Our portfolio includes IT security tests of websites and mobile applications, penetration tests of infrastructure, cloud, IoT, phishing and malware simulations as well as security awareness trainings...

    Top Services:

    • Cybersecurity
    • IT Services
    • Mobile App Development
    Location
    Wroclaw, Poland
    Number of Employees
    Under 49
    Average Hourly Rate
    $60/hr
    Minimal Budget
    $1,000 - $10,000
  • Custom AI solutions & business automation tailored to fit your business

    Custom AI solutions & business automation tailored to fit your business

    Idea Link builds tailored AI and digital products that solve real business problems with measurable impact. We deliver: AI process automation; Custom AI development; AI strategy & consulting; Custom software and WEB & mobile app development...

    Top Services:

    • Software Development
    • AI Development
    • Mobile App Development
    • Web Development
    • Business Consulting
    • Show more
    Location
    Kaunas, Lithuania
    Number of Employees
    Under 49
    Average Hourly Rate
    $65/hr
    Minimal Budget
    $10,000 - $25,000
    Portfolios Count
    1 Project Listed
  • The missing ingredient in FinTech product development

    The missing ingredient in FinTech product development

    Any software developer can write code. Some create quality code. We build products that meet the market’s refined taste. 20 years now. Code & Pepper helps to scale your product faster with expert engineers who are fully onboarded in 4 weeks and ready to build, integrate, and deliver from day one...

    Top Services:

    • Software Development
    • Mobile App Development
    • IT Services
    • Web Development
    • UI/UX Design
    • Show more
    Location
    Warsaw, Poland
    Number of Employees
    50 - 99
    Average Hourly Rate
    $70/hr
    Minimal Budget
    $1,000 - $10,000
    Portfolios Count
    4 Projects Listed
  • GLOBAL TECH PARTNER FOR DIGITAL TRANSFORMATION AND SOFTWARE INNOVATION

    GLOBAL TECH PARTNER FOR DIGITAL TRANSFORMATION AND SOFTWARE INNOVATION

    Jelvix is a global tech partner with 15+ years of experience, empowering industry leaders and startups. With 450+ IT experts, we drive digital transformation across Europe, North America, Nordics, and Southeast Asia...

    Top Services:

    • Software Development
    • Mobile App Development
    • VR/AR
    • AI Development
    • IoT
    • Show more
    Location
    Tallinn, Estonia
    Number of Employees
    500 - 999
    Average Hourly Rate
    $70/hr
    Portfolios Count
    10 Projects Listed
  • A lifelong partner to solve any tech challenge together

    A lifelong partner to solve any tech challenge together

    Hi there! We were expecting you! We are a nearshore software services and consulting company that partners with forward-thinking companies to achieve their business goals and accelerate growth in the digital age. We are seen as a lifelong partner for tackling any tech challenge...

    Top Services:

    • Software Development
    • Mobile App Development
    • IT Services
    • UI/UX Design
    • Web Development
    • Show more
    Location
    Montevideo, Uruguay
    Number of Employees
    100 - 249
    Average Hourly Rate
    $70/hr
    Minimal Budget
    $50,000 & Up
    Portfolios Count
    1 Project Listed
  • AI Full-Stack Engineering, Automation, Machine Learning & Enterprise AI Integration

    AI Full-Stack Engineering, Automation, Machine Learning & Enterprise AI Integration

    NextGen Coding Company builds custom, cutting-edge software solutions. Our mission at NextGen Coding Company is to lead the technological revolution with innovative solutions and cutting-edge expertise. We aim to empower businesses and individuals by delivering transformative digital services in Artificial...

    Top Services:

    • AI Development
    • Software Development
    • Web Development
    • Software Testing
    • Blockchain
    • Show more
    Location
    New York City, New York
    Number of Employees
    Under 49
    Average Hourly Rate
    $70/hr
    Portfolios Count
    6 Projects Listed
  • Consulting and Engineering Partner for Cloud and Generative AI

    Consulting and Engineering Partner for Cloud and Generative AI

    Dedicatted provides consulting and engineering services focused on Data, Generative AI, Cloud and DevOps. Our team of software architects and engineers AWS, Azure, and GCP certified leverages deep technical know-how to design and build enterprise-grade solutions. Recognized among the top 2% of AWS consulting...

    Top Services:

    • AI Development
    • Cloud Consulting
    • Managed Services
    • IT Services
    • DevOps Consulting
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    Location
    Toronto, Canada
    Number of Employees
    100 - 249
    Average Hourly Rate
    $70/hr
  • Digital Solutions That Make An Impact

    Digital Solutions That Make An Impact

    Hopp Solutions delivers cutting-edge cloud-powered digital solutions, blending Azure, AWS and Google Cloud with hybrid on-prem setups like vSphere, Windows Servers (2016-2025), and Citrix. We craft mobile apps using React Native and stunning websites with Laravel, React, Next.js, and Wordpress, featuring...

    Top Services:

    • Mobile App Development
    • Web Design
    • eCommerce Development
    • SEO
    • Social Media Marketing
    • Show more
    Location
    Ohrid, Macedonia
    Number of Employees
    Under 49
    Average Hourly Rate
    $70/hr
    Minimal Budget
    $1,000 - $10,000
    Portfolios Count
    1 Project Listed
  • Build Faster With Top Talent

    Build Faster With Top Talent

    Hire verified senior software engineers from Europe. HighCircl vets the top 10% for technical skill, communication, and ownership so you get matched with the right developer in days, not weeks...

    Top Services:

    • Staff Augmentation
    • Software Development
    • Mobile App Development
    • Web Development
    • Software Testing
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    Location
    Camas, Spain
    Number of Employees
    Under 49
    Average Hourly Rate
    $70/hr
    Minimal Budget
    $10,000 - $25,000
  • Explore Together – Build Together

    Explore Together – Build Together

    Explore together – build together. Digital Innovation & Software Engineering company serving fast-growing businesses and enterprises...

    Top Services:

    • Software Development
    • Mobile App Development
    • Blockchain
    • AI Development
    • UI/UX Design
    • Show more
    Location
    Salt Lake City, Utah
    Number of Employees
    250 - 499
    Average Hourly Rate
    $75/hr
    Minimal Budget
    $10,000 - $25,000
    Portfolios Count
    31 Projects Listed
  • More than a website, a growth engine.

    More than a website, a growth engine.

    Serbyte Web Design & Development builds custom websites that function as growth systems, combining web design, Next.js development, SEO, analytics, lead capture, and automation to help businesses turn traffic into leads and sales...

    Top Services:

    • Web Design
    • SEO
    • Web Development
    • Software Development
    • UI/UX Design
    • Show more
    Location
    Kirkland, Washington
    Number of Employees
    Under 49
    Average Hourly Rate
    $75/hr
    Minimal Budget
    $10,000 - $25,000
    Portfolios Count
    6 Projects Listed
  • Growing Brands Without All The Frills.

    Growing Brands Without All The Frills.

    SuperHub is a Devon-based digital marketing agency delivering SEO, video production, social media management and web development for UK businesses. Specialists in motorsport marketing, tourism and automotive sectors. Results-focused creative content that drives leads, not vanity metrics...

    Top Services:

    • Web Design
    • Digital Services
    • Graphic Design
    • Video Production
    • Branding
    • Show more
    Location
    Paignton, United Kingdom
    Number of Employees
    Under 49
    Average Hourly Rate
    $75/hr
    Minimal Budget
    $1,000 - $10,000
    Portfolios Count
    2 Projects Listed
  • Paving the way for a thriving digital society

    Paving the way for a thriving digital society

    Paving the way for a thriving digital society...

    Top Services:

    • Digital Services
    • Mobile App Development
    • Digital Strategy
    • Product Design
    • UI/UX Design
    • Show more
    Location
    Istanbul, Turkey
    Number of Employees
    250 - 499
    Average Hourly Rate
    $75/hr
    Minimal Budget
    $50,000 & Up
    Portfolios Count
    17 Projects Listed
  • Accelerating companies through no-code and digital marketing

    Accelerating companies through no-code and digital marketing

    Through custom no code applications automations and digital marketing, we help companies accomplish more in less time and smaller teams...

    Top Services:

    • Mobile App Development
    • Software Development
    • AI Development
    • Web Design
    • Web Development
    • Show more
    Location
    Middletown, Delaware
    Number of Employees
    Under 49
    Average Hourly Rate
    $75/hr
    Minimal Budget
    $1,000 - $10,000
  • We Engineer Digital Business

    We Engineer Digital Business

    Future Mind, a member of the Solita Group, is an award-winning Digital Advisory & Delivery company that supports leading brands in making strategic decisions, digital transformation management, and digital product development and maintenance...

    Top Services:

    • Product Design
    • Mobile App Development
    • Web Development
    • IoT
    • Cloud Consulting
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    Location
    Warsaw, Poland
    Number of Employees
    100 - 249
    Average Hourly Rate
    $75/hr
    Minimal Budget
    $25,000 - $50,000
  • Precision Digital Solutions

    Precision Digital Solutions

    Torqe is a precision digital solutions studio that engineers bespoke websites, applications, and AI automation systems from scratch. No templates. No page builders. No shortcuts. Every project is architected with clean code, modern frameworks, and intelligent automation baked in from day one...

    Top Services:

    • AI Development
    • Web Development
    • Mobile App Development
    • UI/UX Design
    • Digital Marketing
    • Show more
    Location
    Brighton, United Kingdom
    Number of Employees
    Under 49
    Average Hourly Rate
    $75/hr
    Minimal Budget
    Under $1,000
  • Design Develop Deploy

    Design Develop Deploy

    RedZen build cloud software for small and mid-sized business on a fixed price. No hourly billing, no scope surprises. We design, develop, and deploy custom web apps, internal tools, and integrations-then hand you something that ships and scales. Design, Develop, Deploy...

    Top Services:

    • Web Development
    • Web Design
    • Mobile App Development
    • AI Development
    • Managed Services
    • Show more
    Location
    Newark, Delaware
    Number of Employees
    Under 49
    Average Hourly Rate
    $75/hr
    Minimal Budget
    $1,000 - $10,000
  • A Full-Cycle Software Development Company

    A Full-Cycle Software Development Company

    Ingsoftware is a full-stack adaptive software development partner for growth-minded organizations...

    Top Services:

    • Software Development
    • Mobile App Development
    • Staff Augmentation
    • Wearables
    • Software Testing
    • Show more
    Location
    Niš, Serbia
    Number of Employees
    100 - 249
    Average Hourly Rate
    $80/hr
    Minimal Budget
    $10,000 - $25,000
  • Custom Websites That Perform And Convert

    Custom Websites That Perform And Convert

    Parrish Design builds fast, SEO-optimized websites from scratch using clean, industry-standard code. Each site is custom-coded for performance, mobile responsiveness, and scalability helping small businesses stand out online, generate leads, and convert more visitors...

    Top Services:

    • Web Design
    • SEO
    • Digital Strategy
    • Web Development
    • eCommerce Development
    • Show more
    Location
    Clearwater, Florida
    Number of Employees
    Under 49
    Average Hourly Rate
    $80/hr
    Minimal Budget
    $1,000 - $10,000
  • Elevating Digital User Experiences

    Elevating Digital User Experiences

    Foxcode is a globally active digital product agency delivering impactful mobile apps, platforms, and experiences. From product design to full-stack development, we help organizations across the GCC, MENA, and beyond create scalable solutions that users love...

    Top Services:

    • Mobile App Development
    Location
    Muscat, Oman
    Number of Employees
    Under 49
    Average Hourly Rate
    $80/hr
    Minimal Budget
    $1,000 - $10,000
    Portfolios Count
    6 Projects Listed
  • Taking Software To The Next Level

    Taking Software To The Next Level

    Quetzal is your end-to-end software agency: strategic content that attracts and converts, pixel-perfect design that builds trust, and fast, scalable development that turns ideas into high-performing web & mobile products. One team. One vision. Everything aligned to grow your business...

    Top Services:

    • Software Development
    • Digital Services
    • Mobile App Development
    • Web Design
    • UI/UX Design
    • Show more
    Location
    Punta Gorda, Florida
    Number of Employees
    Under 49
    Average Hourly Rate
    $80/hr
    Minimal Budget
    Under $1,000
  • Instantly Intelligent

    Instantly Intelligent

    Grey8 is an AI-first technology consultancy delivering intelligent software and agentic systems through safe and scalable AI practices. We help businesses harness the power of autonomous AI agents, LLM-powered applications, and intelligent automation to streamline operations, enhance decision-making, and...

    Top Services:

    • AI Development
    • IT Services
    • IT Compliance Solution
    • Cloud Consulting
    • Mobile App Development
    • Show more
    Location
    Hyderabad, India
    Number of Employees
    Under 49
    Average Hourly Rate
    $80/hr
    Portfolios Count
    1 Project Listed
  • Web Agency With The Best Value For Money

    Web Agency With The Best Value For Money

    Webdigital is a Geneva-based web agency specializing in custom website creation, WordPress development, and search engine optimization (SEO) for businesses seeking stronger online visibility and measurable growth. The agency designs modern, high-performance websites that combine professional design, technical...

    Top Services:

    • Graphic Design
    • Logo Design
    • Digital Services
    • Video Production
    • Web Design
    • Show more
    Location
    Geneva, Switzerland
    Number of Employees
    Under 49
    Average Hourly Rate
    $80/hr
    Minimal Budget
    Under $1,000

Insurance Mobile App Development Company Hiring Guide

What is an insurance mobile app development company?

An insurance mobile app development company is a company that specializes in designing, building, and maintaining mobile applications tailored for insurance providers. It creates efficient user experiences (UX) for insurers and their customers by providing personalized digital insurance services on demand, such as streamlining customer interactions and enabling convenient policy management. 

The most common challenges solved by insurance mobile app development companies for their clients include: 

  • Slow and cumbersome traditional insurance systems 
  • Lack of customer engagement and poor customer experience 
  • Complex and lengthy insurance management and renewal processes 
  • Delays in claims processing 
  • Data vulnerability and compliance issues 
  • Limited customization 

As more individuals seek insurance policies, insurers must provide top-notch services. Notably, 42% of customers prioritize speed of service when selecting an insurance provider, highlighting the importance of efficient and responsive customer care. 

Success Story 

Let's look at the following case study, which showcases how a specialized insurance app development company can equip businesses with powerful tools to deliver faster, more efficient services that meet consumer demands and drive success. 

  • Challenge: Metlife faced inefficiencies with its traditional, paper-based insurance application process, which was slow, prone to errors, and time- and resource-consuming. It aimed to digitize and streamline the processes via a paperless insurance solution that could better serve its clients, brokers, and underwriters. 
  • Solution: ADAMAPP developed a comprehensive insurance app for iOS, Android, macOS, and Windows. The app securely encrypts and stores data in the cloud to ensure offline functionality, preventing data loss and connection-related errors. The app was adaptable to different markets with varying insurance regulations, offering fast, paperless processes that improved broker productivity and application accuracy. 
  • Results: ADAMAPP's insurance app development solutions reduced the processing time from several weeks to just 15 minutes, achieving a 10x better speed. It also helped complete over 3,000 applications in the first month and reduced paper waste by 90%

What do insurance mobile app development companies do? 

Insurance mobile app development companies create digital solutions tailored to the insurance industry's needs. They design user-friendly interfaces, integrate secure payment gateways, and develop real-time notifications for insurance management, policy renewals, and claim updates. Prioritizing data security and protection, they incorporate features like chatbot support, document management, and API integration with third-party platforms. 

Here are the most common insurance app development solutions and services: 

  • Custom insurance application development 
    Crafting intuitive navigation and features for easy insurance-related task management 
  • Policy management tools 
    Incorporating functionalities that allow users to access and manage their insurance policies directly from the app, including viewing details, updating information, renewing coverage, and comparing different plans 
  • Claim submission and tracking
    Simplifying the claim process by enabling easier paperwork, such as uploading documents, monitoring status, and receiving updates  
  • Secure payment gateway integration 
    Facilitating secure payment systems and other financial transactions 
  • Chatbot and customer support integration 
    Providing instant customer service within the app, answering common customer queries, and redirecting to human support when needed 
  • Document management systems 
    Eliminating the hassle of maintaining physical records and ensuring all important documents are securely stored in one platform 
  • API integration with third-party services 
    Automating verification processes and connecting with external services like banks, healthcare providers, or government databases for seamless data exchange 
  • Data security and compliance 
    Using encryption that adheres to industry and legal standards for handling sensitive personal and financial information 

Success Story 

To highlight the impact of insurance app development services, our agency experts present the following case study demonstrating how Peerbits enhanced an insurance provider's app functionality and improved the UX for its customers in multiple regions. 

  • Challenge: NLGIC, an insurance provider in the Gulf, approached Peerbits to develop a unified mobile app for Oman, Kuwait, and UAE by merging their existing separate apps. Each app previously offered distinct insurance services, which made database management complex. Additionally, NLGIC required an entirely new UI/UX design, improved app performance for convenient image uploads, and multiple payment gateway integrations. 
  • Solution: Peerbits thoroughly analyzed three apps and merged them into one super app using native technology. The team centralized the operations, redesigned the UI/UX to ensure intuitive navigation, and implemented an image compression algorithm for seamless uploading. It also used tokenization to enhance payment gateway security for all three regions. 
  • Results: In only 9 weeks, Peerbits successfully launched the minimum viable product (MVP), providing users in Oman, Kuwait, and UAE access to different services, including travel, medical, and motor insurance, via a single app. This consolidation improved database management, enhanced app performance with faster image uploads, and eased payment processing. The project continued with ongoing support and improvements over the next 18 months

How much do insurance app development companies charge for their services?

Insurance app development companies charge from $50,000 to $70,000, on average, depending on the development platform, the type of insurance app, its complexity, and the developer's location. 

The average project costs based on the app type are as follows: 

  • Health insurance app: $125,000 
  • Life insurance app: $210,000 
  • Property insurance app: $190,000 
  • On-demand insurance app: $125,000 
  • Car insurance app: $80,000 

Here's a breakdown of service inclusions and costs

  • Conceptualization: $2,000-$4,000 
  • UI/UX design: $3,000-$5,000 
  • Backend development: $7,000-$13,000 
  • QA testing: $5,000-$15,000 
  • Deployment: $8,000-$9,000 

Why should I hire an insurance app development company?

You should hire an insurance app development company because it has specialized expertise tailored to the insurance industry's unique needs. It understands the complexities of regulatory compliance, data security, and customer experience and can ensure that your app meets industry standards while enhancing user engagement.  

By enlisting its services, you can accelerate development and deployment, reduce costs, and leverage advanced technologies like AI and data analytics to deliver optimal digital experiences to your customers. 

Consider partnering with insurance app development companies because they: 

  • Have expert knowledge of insurance-specific regulations and needs 
  • Tailor app features for policy management, claims, and customer support 
  • Provide faster time-to-market with their proven methodologies 
  • Save you from long-term operational costs with scalable and efficient solutions 
  • Ensure your app adheres to strict data privacy and security standards 
  • Incorporate AI, machine learning, and big data to enhance customer experiences 
  • Offer post-launch maintenance and updates to keep your app running smoothly 

Success Story 

PLANEKS’s success story perfectly illustrates the advantages of enlisting the services of an insurance app development company: 

  • Challenge: An insurtech company sought to develop a mobile app, Santé, to streamline finding and comparing Swiss health insurance. It needed a solution to automate insurance selection based on customer preferences while allowing insurance professionals to engage with potential clients. The challenges included creating an intuitive survey system, integrating CRM for data handling, and ensuring multilingual support. 
  • Solution: PLANEKS developed a survey feature within the app, which dynamically routes users through options based on their answers. The app incorporated a Pipedrive CRM system to transmit survey data for professional follow-ups and an Acuity Scheduling integration for convenient appointments with insurance representatives. It also included an admin panel, and a "smart" doctor search for better accuracy. For premium UX, the app is responsive and multilingual on multiple devices. 
  • Results: PLANEKS delivered a versatile platform that enabled Santé to optimize the users' insurance selection process. Santé was a practical and scalable solution that improved productivity and customer engagement

How do I choose the best insurance mobile app development company for my business?

To choose the best insurance mobile app development company for your business, consider the following steps: 

  1. Identify your app requirements 
    Determine the specific features and functionalities your insurance app will include, such as policy management, claims processing, or customer support tools. 
  2. Define your budget 
    Establish the amount you will spend on insurance app development, including design, features, testing, and maintenance. 
  3. Research insurance app development companies 
    Look for firms experienced in building insurance or financial apps. Explore Google and reputable platforms like DesignRush for recommendations. 
  4. Check reputation and reviews 
    Read client testimonials and case studies to see if the companies have a solid track record of success. 
  5. Evaluate their services 
    Ensure they offer end-to-end insurance app development solutions and services, including UI/UX design, security implementation, and post-release support. 
  6. Assess creativity and technical skill 
    Review their portfolios to ensure their creativity aligns with your vision and their technical skills meet your requirements. 
  7. Verify the team’s expertise 
    Check the qualifications and experience of the developers, designers, and project managers. 
  8. Shortlist and request proposals 
    Narrow your options and submit detailed requests for proposals (RFPs) from your top choices, outlining their development process, timeline, and pricing. 
  9. Conduct interviews 
    Meet with the shortlisted companies to discuss your project's goals, target milestones, and deadlines. 
  10. Deliberate and select 
    Compare proposals and interview assessments to select the insurance mobile app development company that best fits your needs, budget, and style. Ensure expectations are clear before finalizing the agreement. 

Let DesignRush help with your search. Visit our Marketplace and tell us about your project; we’ll take it from there and introduce you to the insurance mobile app development companies most qualified to take on your project. 

What questions should I ask insurance app development companies before hiring one? 

Questions you should ask insurance app development companies before hiring one include: 

Its Relevant Background 

  1. What are some of the most successful apps you’ve built for the insurance sector? 
  2. Have you worked with any large insurance firms before? 
  3. Do you have any partnerships with insurance organizations? 
  4. Have you developed apps with features like policy management, claim filing, or premium payments? 
  5. Can you share examples of insurance apps that have complied with industry regulations (e.g., HIPAA)? 
  6. What programming languages and frameworks do you specialize in for insurance app development? 
  7. Have you developed insurance apps for both Android and iOS? 
  8. What is your experience with third-party APIs and cloud solutions for insurance app development? 
  9. What is your process for handling large-scale insurance data within apps? 

Its Services and Processes 

  1. Can you explain your app testing process and how you address bugs? 
  2. How do you ensure the scalability of the insurance app as user numbers grow? 
  3. Do you provide training to ensure my team can manage the app effectively post-release? 
  4. Can you help with app store submissions and approvals? 
  5. How do you handle user feedback and improvements after the app is launched? 
  6. How do you handle app updates and maintenance post-launch? 
  7. Do you provide technical support or troubleshooting for app users? 
  8. Do you offer analytics and performance tracking post-deployment? 

Relevant to Your Project 

  1. What unique features can you implement based on my project requirements? 
  2. How will you ensure the app meets the specific needs of my customers?
  3. How will you integrate my company's existing systems and databases into the app? 
  4. How will the app support health, life, and auto insurance?
  5. Can you create both customer-facing and agent-facing functionalities in the same app? 
  6. Will the app have an offline mode for users in areas with limited internet access? 
  7. How will you ensure a seamless user experience across multiple devices? 
  8. How will the app's user interface reflect our company’s branding? 
  9. Can the app support multiple languages and regions? 
  10. How will the app integrate with third-party providers such as healthcare networks or vehicle insurers? 
  11. How do you plan to optimize app performance for users with slower devices? 
  12. Can you include predictive analytics to help customers choose better insurance products? 

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