Need a reliable insurance mobile app development company to build solutions that improve claims processes, automate policy administration, and enhance user engagement? We evaluated countless success stories and authentic client feedback from leading insurance app development companies to build our list and help businesses like yours find an ideal partner. Explore our directory and filter your search by budget, location, team capacity, and other parameters.

Best Insurance App Development Company

361 Companies - Rankings updated: August 19, 2026

All mobile app development firms on DesignRush have been assessed for their expertise, portfolio, and verified client reviews. Some listings may be paid.

  • Building Is The Easy Part. Knowing What To Build Is Where We Come In.

    Building Is The Easy Part. Knowing What To Build Is Where We Come In.

    Our studio works more as a business partner, specialized in design and implementation, rather than a blind executant. We think that too many products are smart but soulless, or beautiful but broken, and most fail long before launch, when nobody asked what to build and why...

    Top Services:

    • UI/UX Design
    • Branding
    • Design Services
    • eCommerce Development
    • Web Development
    • Show more
    Location
    Bucharest, Romania
    Number of Employees
    Under 49
    Average Hourly Rate
    $80/hr
    Minimal Budget
    $10,000 - $25,000
    Portfolios Count
    1 Project Listed
  • Websites That Build Trust

    Websites That Build Trust

    Estopia is a founder-led website design and development studio based in Scotland, helping businesses create modern, trust-focused websites that clearly communicate their value and generate enquiries. The studio combines strategy, messaging, design, development, and ongoing support under one senior team to...

    Top Services:

    • Web Design
    • Web Development
    • UI/UX Design
    • Mobile App Development
    • Software Development
    • Show more
    Location
    Cowdenbeath, United Kingdom
    Number of Employees
    Under 49
    Average Hourly Rate
    $85/hr
    Minimal Budget
    Under $1,000
  • We Create Digital Products and Services

    We Create Digital Products and Services

    Nolwenture is your adaptable service creation and software development partner. We have a track record of delivering end-to-end solutions for customers ranging from industry disruptors to established market leaders. We provide technological and business consulting as well as the creation of digital goods and...

    Top Services:

    • Software Development
    • Mobile App Development
    • VR/AR
    • Software Testing
    • AI Development
    • Show more
    Location
    Joensuu, Finland
    Number of Employees
    Under 49
    Average Hourly Rate
    $90/hr
  • Agency for digital growth

    Agency for digital growth

    As a software agency and digital growth partner, we design and develop impressive apps, web portals, and SaaS solutions for start-ups and growing companies...

    Top Services:

    • Software Development
    • Mobile App Development
    • IT Services
    • Web Design
    • UI/UX Design
    • Show more
    Location
    Bochum, Germany
    Number of Employees
    Under 49
    Average Hourly Rate
    $90/hr
    Minimal Budget
    $1,000 - $10,000
  • Liquid Minds. Solid Ideas.

    Liquid Minds. Solid Ideas.

    Liqwit is a globally recognized, award-winning firm operating remotely and serving clients worldwide. Since 2006, we have built a strong reputation for delivering top-tier creative, digital, and content services across a wide range of industries, supported by our expertise in branding, digital media, and...

    Top Services:

    • Branding
    • Logo Design
    • Package Design
    • Digital Strategy
    • Web Design
    • Show more
    Location
    Beirut, Lebanon
    Number of Employees
    Under 49
    Average Hourly Rate
    $95/hr
    Minimal Budget
    $1,000 - $10,000
  • Business Vision Meets Technology Mastery

    Business Vision Meets Technology Mastery

    With 1000+ successfully delivered projects for clients such as Go plc, Amika, Tom Ford, Burberry, Boost.ai, GTO Lab, Dr. Oetker, Aveda, T-Mobile, and La Mer, Master of Code Global stands among the leading AI development companies with a strong product mindset...

    Top Services:

    • AI Development
    • Software Development
    • Web Development
    • Mobile App Development
    • Staff Augmentation
    • Show more
    Location
    Redwood City, California
    Number of Employees
    100 - 249
    Average Hourly Rate
    $99/hr
    Minimal Budget
    $25,000 - $50,000
  • Creating Innovative Solutions That Elevate User Experiences

    Creating Innovative Solutions That Elevate User Experiences

    SwingDev, an elite web and mobile app development company, specializes in creating top-notch products for the most innovative startups. With offices located in San Francisco, Warsaw, and other prime locations, their team collaborates closely with Bay-Area VC firms, Fortune 500 companies, and ambitious...

    Top Services:

    • Software Development
    • Mobile App Development
    Location
    Oakland, California
    Number of Employees
    Under 49
    Average Hourly Rate
    $99/hr
    Minimal Budget
    $1,000 - $10,000
  • We solve complex IT challenges

    We solve complex IT challenges

    HeavyTask is an innovative software development company that specializes in creating solutions for complex business challenges. With core expertise in custom software development, mobile applications, staff augmentation and enterprise websites, their team is dedicated to delivering excellence and finding...

    Top Services:

    • Cloud Consulting
    • ERP Consulting
    • CRM Consulting
    • Staff Augmentation
    • Software Development
    • Show more
    Location
    Dallas, Texas
    Number of Employees
    Under 49
    Average Hourly Rate
    $99/hr
    Minimal Budget
    $1,000 - $10,000
  • Powering your Digital Experience Transformation

    Powering your Digital Experience Transformation

    ZEUX Innovation, a UX design agency based in India, specializes in crafting exceptional digital experiences that drive tangible business outcomes. With a focus on user-centric design solutions, ZEUX Innovation raises the bar in UX design, offering digital transformation programs and innovative strategies to...

    Top Services:

    • UI/UX Design
    • Product Design
    • Design Services
    • Creative Services
    • Web Design
    • Show more
    Location
    Mumbai, India
    Number of Employees
    Under 49
    Average Hourly Rate
    $99/hr
    Minimal Budget
    $10,000 - $25,000
  • Strategic Software, Startup Speed

    Strategic Software, Startup Speed

    Mile Marker is an agile development agency offering startups strategically designed custom software focused on solving your business problems. Mile Markers team includes product managers, developers, designers, QA, DevOps and more...

    Top Services:

    • Software Development
    • Mobile App Development
    • Software Testing
    • UI/UX Design
    • Staff Augmentation
    • Show more
    Location
    Madison, Wisconsin
    Number of Employees
    Under 49
    Average Hourly Rate
    $100/hr
    Minimal Budget
    $1,000 - $10,000
    Portfolios Count
    4 Projects Listed
  • Let's Dev This

    Let's Dev This

    247 Labs is one of the Top Software Development Companies in Canada, serving industries in Healthcare, Insurance, Finance, Retail and more. Our services include full custom software end to end development and AI...

    Top Services:

    • AI Development
    • Mobile App Development
    • Software Development
    • Web Development
    • WordPress Website Design
    • Show more
    Location
    Toronto, Canada
    Number of Employees
    50 - 99
    Average Hourly Rate
    $100/hr
    Minimal Budget
    $25,000 - $50,000
    Portfolios Count
    6 Projects Listed
  • Scaling Your Digital Products

    Scaling Your Digital Products

    We're a group of digital professionals focused on solving problems with clean user experiences and robust IT technologies...

    Top Services:

    • Mobile App Development
    • eCommerce Development
    • Web Development
    • Software Development
    • UI/UX Design
    • Show more
    Location
    Jacksonville, Florida
    Number of Employees
    Under 49
    Average Hourly Rate
    $100/hr
  • Design What You Want To Use

    Design What You Want To Use

    Asymm is a software design and development company with headquarters in San Diego. The company specializes in the creation of mobile and hybrid web applications. We develop products and provide solutions for customers in a wide variety of business sectors and market verticals. Delivering goods that assist our...

    Top Services:

    • Software Development
    • Web Development
    • Mobile App Development
    Location
    San Diego, California
    Number of Employees
    Under 49
    Average Hourly Rate
    $100/hr
    Minimal Budget
    $25,000 - $50,000
  • Building digital products engineered for growth-focused businesses

    Building digital products engineered for growth-focused businesses

    Partnering with startups to enterprises, we craft innovative, reliable software solutions that drive success...

    Top Services:

    • Web Design
    • UI/UX Design
    • eCommerce Development
    • WordPress Website Design
    • Web Development
    • Show more
    Location
    San Jose, Costa Rica
    Number of Employees
    Under 49
    Average Hourly Rate
    $100/hr
    Minimal Budget
    $1,000 - $10,000
  • Your Partner in IT Excellence

    Your Partner in IT Excellence

    Glentech offers innovative IT services and business solutions to help organizations optimize their digital operations...

    Top Services:

    • Software Development
    • Web Development
    • Mobile App Development
    • DevOps Consulting
    • Show more
    Location
    Glen Innes, Australia
    Number of Employees
    50 - 99
    Average Hourly Rate
    $100/hr
    Minimal Budget
    $10,000 - $25,000
  • We provide future-proof technological infrastructures and tailored IT solutions.

    We provide future-proof technological infrastructures and tailored IT solutions.

    We provide future-proof technological infrastructures and tailored IT solutions that make your company more successful in the market. Our experienced and highly specialized team combines technical expertise with a deep understanding of your individual challenges...

    Top Services:

    • IT Services
    • Cybersecurity
    • DevOps Consulting
    • Software Development
    • Mobile App Development
    • Show more
    Location
    Gräfelfing, Germany
    Number of Employees
    Under 49
    Average Hourly Rate
    $100/hr
    Minimal Budget
    Under $1,000
  • We Believe Technology Can Change The World

    We Believe Technology Can Change The World

    We are an IT company that offers a wide range of services to help businesses succeed in the digital world. Our expertise includes web development, mobile development, cloud computing, cybersecurity, and digital marketing. We provide customized solutions to meet the unique needs of each of our clients...

    Top Services:

    • AI Development
    • Web Development
    • Mobile App Development
    • Cloud Consulting
    • Show more
    Location
    Santana de Parnaíba, Brazil
    Number of Employees
    Under 49
    Average Hourly Rate
    $100/hr
    Minimal Budget
    $1,000 - $10,000
  • We Help You Build Digital Products That Customers Actually Want

    We Help You Build Digital Products That Customers Actually Want

    We're product management experts with 20 years of experience who guide companies from idea to launch, help them scale to the next level, and coach teams to move faster...

    Top Services:

    • Digital Services
    • Product Design
    • Digital Strategy
    • AI Development
    • Mobile App Development
    • Show more
    Location
    Zagreb, Croatia
    Number of Employees
    Under 49
    Average Hourly Rate
    $100/hr
    Minimal Budget
    $1,000 - $10,000
    Portfolios Count
    4 Projects Listed
  • We Get Business

    We Get Business

    Arrow Design is a website design company based in Dublin 18, Ireland. We are a website design agency and software solutions company with a difference - we GET business...

    Top Services:

    • Web Design
    • eCommerce Development
    • Web Development
    • SEO
    • Mobile App Development
    • Show more
    Location
    Dublin, Ireland
    Number of Employees
    Under 49
    Average Hourly Rate
    $100/hr
    Minimal Budget
    $1,000 - $10,000
  • Enabling companies to adapt and scale AI.

    Enabling companies to adapt and scale AI.

    AI enablement and custom AI development company helping enterprises and mid-market leaders adopt, scale, and succeed with AI - faster, safer, and smarter. We simplify the complexity of enterprise AI by guiding organizations from strategy to deployment, combining consulting, custom development, and proven AI...

    Top Services:

    • Product Design
    • UI/UX Design
    • AI Development
    • IoT
    • Software Development
    • Show more
    Location
    Zagreb, Croatia
    Number of Employees
    50 - 99
    Average Hourly Rate
    $100/hr
    Minimal Budget
    $50,000 & Up
  • Honest, Practical, & Focused On Results

    Honest, Practical, & Focused On Results

    Founded in 2005 in Reading (UK) Naxtech is a Digital Agency focusing on helping businesses grow, increase profitability, while attracting new customers via the effective use of technology and digital marketing...

    Top Services:

    • Web Development
    • Digital Marketing
    • Mobile App Development
    • SEO
    • Content Marketing
    • Show more
    Location
    Reading, United Kingdom
    Number of Employees
    Under 49
    Average Hourly Rate
    $100/hr
    Minimal Budget
    $1,000 - $10,000
    Portfolios Count
    3 Projects Listed
  • Engineers private LLM systems, sovereign AI deployments, and agentic architectures for enterprises

    Engineers private LLM systems, sovereign AI deployments, and agentic architectures for enterprises

    Tensorsoft is an AI-first software development company helping growing businesses build scalable, intelligent, and future-ready digital solutions. We specialize in designing and developing custom software, mobile applications, and AI-powered platforms that solve real business problems and accelerate growth...

    Top Services:

    • AI Development
    • Software Development
    • Blockchain
    • IoT
    • Mobile App Development
    • Show more
    Location
    New York City, New York
    Number of Employees
    Under 49
    Average Hourly Rate
    $100/hr
    Minimal Budget
    $50,000 & Up
  • Secure Your Digital World With Confidence

    Secure Your Digital World With Confidence

    Debug Security is a cybersecurity firm focused on identifying and fixing digital security weaknesses. Through ethical hacking, penetration testing, and vulnerability assessments, the company helps organizations strengthen their systems and protect sensitive data from evolving cyber threats...

    Top Services:

    • Cybersecurity
    • IT Services
    • IT Compliance Solution
    • IoT
    • Wearables
    • Show more
    Location
    Mirpur, Bangladesh
    Number of Employees
    50 - 99
    Average Hourly Rate
    $100/hr
    Minimal Budget
    $1,000 - $10,000
    Portfolios Count
    1 Project Listed
  • Listening. Learning. Building.

    Listening. Learning. Building.

    Aizuchi is an Austin-based AI-driven digital solutions company specializing in web apps, mobile apps, branding, and intelligent AI integrations. Inspired by the concept of active listening, Aizuchi focuses on building technology that responds directly to real business needs...

    Top Services:

    • Web Design
    • Web Development
    • Branding
    • Mobile App Development
    • Logo Design
    • Show more
    Location
    Lago Vista, Texas
    Number of Employees
    Under 49
    Average Hourly Rate
    $100/hr
    Minimal Budget
    Under $1,000
    Portfolios Count
    8 Projects Listed
  • AI-Native Software Development

    AI-Native Software Development

    Webhouse is a Sydney-based software development and AI solutions company that helps Australian businesses scale through custom software, AI automation, SaaS platforms, mobile applications, and digital transformation services. Positioned as a modern AI-native technology partner, Webhouse works with operational...

    Top Services:

    • AI Development
    • Software Development
    • Mobile App Development
    • Web Design
    • Web Development
    • Show more
    Location
    Parramatta, Australia
    Number of Employees
    Under 49
    Average Hourly Rate
    $100/hr
    Minimal Budget
    $10,000 - $25,000
    Portfolios Count
    2 Projects Listed

Insurance Mobile App Development Company Hiring Guide

What is an insurance mobile app development company?

An insurance mobile app development company is a company that specializes in designing, building, and maintaining mobile applications tailored for insurance providers. It creates efficient user experiences (UX) for insurers and their customers by providing personalized digital insurance services on demand, such as streamlining customer interactions and enabling convenient policy management. 

The most common challenges solved by insurance mobile app development companies for their clients include: 

  • Slow and cumbersome traditional insurance systems 
  • Lack of customer engagement and poor customer experience 
  • Complex and lengthy insurance management and renewal processes 
  • Delays in claims processing 
  • Data vulnerability and compliance issues 
  • Limited customization 

As more individuals seek insurance policies, insurers must provide top-notch services. Notably, 42% of customers prioritize speed of service when selecting an insurance provider, highlighting the importance of efficient and responsive customer care. 

Success Story 

Let's look at the following case study, which showcases how a specialized insurance app development company can equip businesses with powerful tools to deliver faster, more efficient services that meet consumer demands and drive success. 

  • Challenge: Metlife faced inefficiencies with its traditional, paper-based insurance application process, which was slow, prone to errors, and time- and resource-consuming. It aimed to digitize and streamline the processes via a paperless insurance solution that could better serve its clients, brokers, and underwriters. 
  • Solution: ADAMAPP developed a comprehensive insurance app for iOS, Android, macOS, and Windows. The app securely encrypts and stores data in the cloud to ensure offline functionality, preventing data loss and connection-related errors. The app was adaptable to different markets with varying insurance regulations, offering fast, paperless processes that improved broker productivity and application accuracy. 
  • Results: ADAMAPP's insurance app development solutions reduced the processing time from several weeks to just 15 minutes, achieving a 10x better speed. It also helped complete over 3,000 applications in the first month and reduced paper waste by 90%

What do insurance mobile app development companies do? 

Insurance mobile app development companies create digital solutions tailored to the insurance industry's needs. They design user-friendly interfaces, integrate secure payment gateways, and develop real-time notifications for insurance management, policy renewals, and claim updates. Prioritizing data security and protection, they incorporate features like chatbot support, document management, and API integration with third-party platforms. 

Here are the most common insurance app development solutions and services: 

  • Custom insurance application development 
    Crafting intuitive navigation and features for easy insurance-related task management 
  • Policy management tools 
    Incorporating functionalities that allow users to access and manage their insurance policies directly from the app, including viewing details, updating information, renewing coverage, and comparing different plans 
  • Claim submission and tracking
    Simplifying the claim process by enabling easier paperwork, such as uploading documents, monitoring status, and receiving updates  
  • Secure payment gateway integration 
    Facilitating secure payment systems and other financial transactions 
  • Chatbot and customer support integration 
    Providing instant customer service within the app, answering common customer queries, and redirecting to human support when needed 
  • Document management systems 
    Eliminating the hassle of maintaining physical records and ensuring all important documents are securely stored in one platform 
  • API integration with third-party services 
    Automating verification processes and connecting with external services like banks, healthcare providers, or government databases for seamless data exchange 
  • Data security and compliance 
    Using encryption that adheres to industry and legal standards for handling sensitive personal and financial information 

Success Story 

To highlight the impact of insurance app development services, our agency experts present the following case study demonstrating how Peerbits enhanced an insurance provider's app functionality and improved the UX for its customers in multiple regions. 

  • Challenge: NLGIC, an insurance provider in the Gulf, approached Peerbits to develop a unified mobile app for Oman, Kuwait, and UAE by merging their existing separate apps. Each app previously offered distinct insurance services, which made database management complex. Additionally, NLGIC required an entirely new UI/UX design, improved app performance for convenient image uploads, and multiple payment gateway integrations. 
  • Solution: Peerbits thoroughly analyzed three apps and merged them into one super app using native technology. The team centralized the operations, redesigned the UI/UX to ensure intuitive navigation, and implemented an image compression algorithm for seamless uploading. It also used tokenization to enhance payment gateway security for all three regions. 
  • Results: In only 9 weeks, Peerbits successfully launched the minimum viable product (MVP), providing users in Oman, Kuwait, and UAE access to different services, including travel, medical, and motor insurance, via a single app. This consolidation improved database management, enhanced app performance with faster image uploads, and eased payment processing. The project continued with ongoing support and improvements over the next 18 months

How much do insurance app development companies charge for their services?

Insurance app development companies charge from $50,000 to $70,000, on average, depending on the development platform, the type of insurance app, its complexity, and the developer's location. 

The average project costs based on the app type are as follows: 

  • Health insurance app: $125,000 
  • Life insurance app: $210,000 
  • Property insurance app: $190,000 
  • On-demand insurance app: $125,000 
  • Car insurance app: $80,000 

Here's a breakdown of service inclusions and costs

  • Conceptualization: $2,000-$4,000 
  • UI/UX design: $3,000-$5,000 
  • Backend development: $7,000-$13,000 
  • QA testing: $5,000-$15,000 
  • Deployment: $8,000-$9,000 

Why should I hire an insurance app development company?

You should hire an insurance app development company because it has specialized expertise tailored to the insurance industry's unique needs. It understands the complexities of regulatory compliance, data security, and customer experience and can ensure that your app meets industry standards while enhancing user engagement.  

By enlisting its services, you can accelerate development and deployment, reduce costs, and leverage advanced technologies like AI and data analytics to deliver optimal digital experiences to your customers. 

Consider partnering with insurance app development companies because they: 

  • Have expert knowledge of insurance-specific regulations and needs 
  • Tailor app features for policy management, claims, and customer support 
  • Provide faster time-to-market with their proven methodologies 
  • Save you from long-term operational costs with scalable and efficient solutions 
  • Ensure your app adheres to strict data privacy and security standards 
  • Incorporate AI, machine learning, and big data to enhance customer experiences 
  • Offer post-launch maintenance and updates to keep your app running smoothly 

Success Story 

PLANEKS’s success story perfectly illustrates the advantages of enlisting the services of an insurance app development company: 

  • Challenge: An insurtech company sought to develop a mobile app, Santé, to streamline finding and comparing Swiss health insurance. It needed a solution to automate insurance selection based on customer preferences while allowing insurance professionals to engage with potential clients. The challenges included creating an intuitive survey system, integrating CRM for data handling, and ensuring multilingual support. 
  • Solution: PLANEKS developed a survey feature within the app, which dynamically routes users through options based on their answers. The app incorporated a Pipedrive CRM system to transmit survey data for professional follow-ups and an Acuity Scheduling integration for convenient appointments with insurance representatives. It also included an admin panel, and a "smart" doctor search for better accuracy. For premium UX, the app is responsive and multilingual on multiple devices. 
  • Results: PLANEKS delivered a versatile platform that enabled Santé to optimize the users' insurance selection process. Santé was a practical and scalable solution that improved productivity and customer engagement

How do I choose the best insurance mobile app development company for my business?

To choose the best insurance mobile app development company for your business, consider the following steps: 

  1. Identify your app requirements 
    Determine the specific features and functionalities your insurance app will include, such as policy management, claims processing, or customer support tools. 
  2. Define your budget 
    Establish the amount you will spend on insurance app development, including design, features, testing, and maintenance. 
  3. Research insurance app development companies 
    Look for firms experienced in building insurance or financial apps. Explore Google and reputable platforms like DesignRush for recommendations. 
  4. Check reputation and reviews 
    Read client testimonials and case studies to see if the companies have a solid track record of success. 
  5. Evaluate their services 
    Ensure they offer end-to-end insurance app development solutions and services, including UI/UX design, security implementation, and post-release support. 
  6. Assess creativity and technical skill 
    Review their portfolios to ensure their creativity aligns with your vision and their technical skills meet your requirements. 
  7. Verify the team’s expertise 
    Check the qualifications and experience of the developers, designers, and project managers. 
  8. Shortlist and request proposals 
    Narrow your options and submit detailed requests for proposals (RFPs) from your top choices, outlining their development process, timeline, and pricing. 
  9. Conduct interviews 
    Meet with the shortlisted companies to discuss your project's goals, target milestones, and deadlines. 
  10. Deliberate and select 
    Compare proposals and interview assessments to select the insurance mobile app development company that best fits your needs, budget, and style. Ensure expectations are clear before finalizing the agreement. 

Let DesignRush help with your search. Visit our Marketplace and tell us about your project; we’ll take it from there and introduce you to the insurance mobile app development companies most qualified to take on your project. 

What questions should I ask insurance app development companies before hiring one? 

Questions you should ask insurance app development companies before hiring one include: 

Its Relevant Background 

  1. What are some of the most successful apps you’ve built for the insurance sector? 
  2. Have you worked with any large insurance firms before? 
  3. Do you have any partnerships with insurance organizations? 
  4. Have you developed apps with features like policy management, claim filing, or premium payments? 
  5. Can you share examples of insurance apps that have complied with industry regulations (e.g., HIPAA)? 
  6. What programming languages and frameworks do you specialize in for insurance app development? 
  7. Have you developed insurance apps for both Android and iOS? 
  8. What is your experience with third-party APIs and cloud solutions for insurance app development? 
  9. What is your process for handling large-scale insurance data within apps? 

Its Services and Processes 

  1. Can you explain your app testing process and how you address bugs? 
  2. How do you ensure the scalability of the insurance app as user numbers grow? 
  3. Do you provide training to ensure my team can manage the app effectively post-release? 
  4. Can you help with app store submissions and approvals? 
  5. How do you handle user feedback and improvements after the app is launched? 
  6. How do you handle app updates and maintenance post-launch? 
  7. Do you provide technical support or troubleshooting for app users? 
  8. Do you offer analytics and performance tracking post-deployment? 

Relevant to Your Project 

  1. What unique features can you implement based on my project requirements? 
  2. How will you ensure the app meets the specific needs of my customers?
  3. How will you integrate my company's existing systems and databases into the app? 
  4. How will the app support health, life, and auto insurance?
  5. Can you create both customer-facing and agent-facing functionalities in the same app? 
  6. Will the app have an offline mode for users in areas with limited internet access? 
  7. How will you ensure a seamless user experience across multiple devices? 
  8. How will the app's user interface reflect our company’s branding? 
  9. Can the app support multiple languages and regions? 
  10. How will the app integrate with third-party providers such as healthcare networks or vehicle insurers? 
  11. How do you plan to optimize app performance for users with slower devices? 
  12. Can you include predictive analytics to help customers choose better insurance products? 

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