Instapay

InstaPay App Design Is the Cardless Revolution You’ve Been Waiting For

Digital wallets have really taken off in years behind us. And with good reason. Compared to their initial launch when they’ve been considered a fad, a passing storm in the world of global transactions and the crypto market, they’ve become much safer and more convenient.

Nowadays, eWallets pride themselves on faster operation features and unparalleled security. The choices are plentiful but which one of them reigns supreme?

Look no further than InstaPay, a proficiently developed South African eWallet application that guarantees you quick access to your various bank accounts with the use of your smartphone.

It facilitates payments from bank account/s at any of the five major banks in South Africa, namely ABSA, FNB, Standard Bank, Nedbank, as well as Capitec.

And what’s better than secure and instant electronic funds transfers? Leaving your actual wallet at home without a worry in the world, of course.

Designed by A3logics, custom software development veterans, InstaPay allows users to:

• Pay for goods and services via pay points
• Pay for goods and services provided by small or informal businesses and self-employed individuals
• Transfer money to other CHIPS eWallet users including dependents, family, friends and more

To receive money through InstaPay, you need to download the CHIPS eWallet app from the relevant App store and register as a user by following the process available on the app itself. And what are CHIPS, you ask?

CHIPS are digital tokens that derive their name from chips used as a substitute for money. CHIPS users can exchange money for chips and then use their chips to exchange value. At any time, the CHIPS in the users’ eWallet can be exchanged for money.

When you exchange your money for CHIPS, your funds are deposited into a secure and regulated Value Store account. Simultaneously, the equivalent value in CHIPS is made available in your CHIPS eWallet, where it can be used for real-time peer-to-peer transactions.

InstaPay’s Streamlined Layout and Visual Hierarchy Result in Excellent UX

The main challenge when creating an app such as InstaPay is balancing its functionality with seamless UI/UX. Fortunately, A3logics managed to aesthetically arrange the software’s features with ease.

The user interface is clean and minimal yet pleasing to the eye. To achieve this, they designed the app to be as straightforward as it can be, with all sections accessible and legible.

The side menu offers comfortable and intuitive navigation with a wide space for transactions review and planning, mitigating any guesswork customary to often complicated banking operations.

The ample negative white space, prominent, large buttons (CTAs) and simple-to-scroll platform lead users effortlessly from one app section to the next.

InstaPay Mobile App Proves That the Finance Industry Can Immerse Itself in Modern Design Trends

The refreshingly simplistic approach isn’t the only asset that makes InstaPay stand out. Besides its clean aesthetics, it is modern and colorful and makes use of clever, on-point icons in its menu to lead users to different functionalities without a hitch.

These illustrations add to a modern and minimal twist that’s both trendy and in line with the overall branding.

For complex tools such are eWallets, the usual design route is to use one primary color to communicate reliability and trust. While still visually emphasizing these values, the app designers behind InstaPay steered clear of that direction by using a simple, gradient color story to keep the app’s features consistent and cohesive, while clearly differentiating between their individual facets.

Shades of blue, purple and green offer a slick and refreshing experience that’s not as often used in the world of finance. Its goal is to present the app as a convenient and reliable tool and completely move away from the often uniform bank “offices” — online or otherwise.

The choice of typography also follows the notion of ensuring the best user experience. The font selection is guided by the principles of legibility or put simply, reading through various bits of copy doesn’t feel like a chore.

It’s simple – consistency is the name of the game! With such a coherent, minimal and above all, unmediated design approach, InstaPay gets the Best App Design award, lock, stock and barrel.